Certificates of Deposit

Competitive Rates with greater flexibility.

Certificate of Deposit

• $500 minimum deposit to open
• Various Terms only for the Certificate of Deposit. 
• Interest compounds at maturity, but may be paid by check or credited to your checking or savings account monthly, quarterly, or at maturity
• Auto renewal available
• Early withdrawal limitations apply

Individual Retirement Account

• $100 minimum deposit to open
• 6 month and 1 year terms
• Traditional, Roth and Coverdell Education IRAs available
• Early withdrawal limitations may apply

Contact us for interest rate and term information. With regard to IRA's, penalty free withdrawals are allowed within 7 business days of account opening. The early withdrawal penalties are as follows:  one year or less term is 30 days of interest; greater than one year term is 90 days of interest; IRA is 180 days of interest.