Checking Accounts

Find the account that fits your needs. 

Freedom Checking

No monthly service charge, free iBanking, free Bill Pay, free Visa Debit Card, free eStatements!

• $50 to open
• No minimum balance
• No monthly service charge
• Unlimited check writing
• No per check charge
• Detailed monthly statement received electronically
• Free iBanking
• Free Bill Pay
• Free Visa Debit Card
• Free first box of pre-printed wallet checks
• OOPS!™ $500 Occasional Overdraft Privilege Service (for eligible accounts, fees apply)

Horizon Checking

Same great services as Freedom Checking except paper statements and a low monthly service charge.

• $50 to open
• No minimum balance
• Unlimited check writing
• No per check charge
• Detailed monthly statement
• Free iBanking
• Free Bill Pay
• Free Visa Debit Card
• Free first box of pre-printed wallet checks
• $3 monthly service charge
• OOPS!™ $500 Occasional Overdraft Privilege Service (for eligible accounts, fees apply)

50+ Checking

Specifically for customers 50 and over!

• $50 to open
• Competitive interest
• No minimum balance
• No monthly service charge
• No per check charge
• Unlimited check writing
• Detailed monthly statement (with images)
• Free Visa Debit Card
• Free personal-preprinted wallet checks for the lifetime of the account
• Free cashier's checks
• OOPS!™ $500 Occasional Overdraft Privilege Service (for eligible accounts, fees apply)

Crockett Star Checking

Our Crockett Star Checking Account includes ID Theft Protection!

• $50 to open
• No minimum balance
• Free personal-preprinted wallet checks for the lifetime of the account
• Free cashier's checks
• LifeLock - Identity theft protection (with a one million dollar service guarantee)
• Identity Theft 911
• Shopping and travel discounts
• Detailed monthly statement (with images)
• Free Visa Debit Card
• No per check charge
• Unlimited check writing
• Up to $30,000 in AD&D Insurance
• Up to $60,000 in Common Carrier Insurance
• $7 or $9 monthly service charge depending on insurance coverage chosen
• $3.50 or $4.50 monthly service charge for those age 50 and older
• OOPS!™ $500 Occasional Overdraft Privilege Service (for eligible accounts, fees apply)

Disclosure Regarding Payment of Items
Schedule of Fees
Minimum opening deposit for a checking account is $50.00.
Determination of interest rate is at the bank's discretion. We may change the interest rate at any time.
Accounts that provide preprinted check products are pre-selected by the bank.
Bank rules and regulations apply.
Contact us for interest rate information.