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Treasury Management

We have the products and the people to help you grow your business and manage your cash flow … with ease.

 

Remote Deposit Capture   |   Business Connect Online Banking   |   ACH Origination   |   Positive Pay   

Electronic Data Interchange (EDI)   |   Zero Balance Account (ZBA)   |   Merchant Services  |  Credit Cards

 

Remote Deposit Capture

No more writing out deposit slips or driving to the bank every day! Make instant deposits into your CNB account with our desktop scanner.

Benefits:

  • Time savings and increased productivity
  • Safe handling of checks
  • Flexibility - Transmit deposits 24/7
  • Data, easily downloaded

Business Connect Online Banking

Manage account information, make smart business decisions, and move money as needed.

  • Available 24/7, it’s convenient, secure, and easy to use
  • Get detailed previous day reporting, including activity with a 180-day history
  • Make CNB loan payments to principal, interest, or both
  • Allows varying levels of access
  • Access to manage Positive Pay, Debit and Credit ACH origination, wire transfers, online check inquiry, and stop payment requests
  • Set up email alerts to stay in the know!

Contact us today to get started!

ACH Origination

A secure and efficient payment solution. You can lower costs, reduce losses related to check processing, streamline operations and improve productivity. This too is secure and even provides remittance information electronically on incoming ACH transactions.

Payment Options

  • Direct Deposit
  • Pre-authorized Debits
  • Disbursements
  • Vendor Payments
  • Tax payments
  • Child Support Payments
  • Loan Payments

Positive Pay

Helping you drastically reduce potential check fraud, so you can focus more on business.

This extra layer of security on your bank account will:

  • Identify unauthorized check transactions faster
  • Return Fraudulent checks before they post to your account

Electronic Data Interchange (EDI)

Help your accounts receivable department reconcile electronic deposits with additional payment information such as invoice and purchase order numbers for ACH transactions that post to your business account.

Benefits:

  • Reduces the errors that result from manually keying in detail information
  • Complete remittance detail information for each payment received
  • Detailed reports available

Zero Balance Sweep Account (ZBA)

Make the most of your money with a sweep account that consolidates funds. Simply set up a Primary Account and have us disburse just enough funds into your ZBA to cover checks and electronic items.

Benefits:

  • Save time and cost of manual transfers and continuous monitoring 
  • Maintain separate deposit and payment records
  • Consolidate your funds to use your cash more productively 

TIB Merchant Services

We offer merchant service solutions through TIB. Comprehensive and straightforward, we believe you won’t find a better value. From flexible processing solutions - including the latest in Mobile Payment technology - to a wide array of internet solutions, it’s all here.

  • Full line of fast and convenient EMV-capable payment-processing services
  • Next-day funding will accelerate your cash flow
  • Competitive rates will reduce your expenses
  • Processing options, traditional or smart terminals, e-commerce solutions, mobile solutions, or fully functional cloud based point of sale systems

TIB Commercial Credit Cards

We offer credit card solutions through TIB. With a variety of competitive credit card options, TIB is sure to have a solution that suits your personal or business needs. 

Ready to see which solutions work best for you?

Contact Our Business Team

Let's talk! Contact Tiffany Terrell at (210) 881-9984 or Nikki Stutts at (979) 220-5510 today.

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