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Personal Checking & Savings Accounts

We provide smart account options built for real life.

Your Personal Deposits

Whatever your everyday banking style, we have an account that fits you.

Personal Checking Accounts

 

Personal Checking

Now Checking

 

Easy banking access that also includes Online and Mobile banking with Bill pay.

Earn more with a competitive interest rate.

Minimum to Open

$1,000

$2,500

Earns Interest

No

Yes

Free monthly EStatements

Yes

Paper

Unlimited transactions and check writing

Yes

Yes

Free welcome pack of 20 checks

Yes

No

Monthly Pricing

$10 Service charge if the average balance falls below $1,000.

$5 Monthly paper statement fee for average balances under $10,000

Service charge and statement fee are waived for minors and customers 60 or over.

No monthly service charge when $2,500 daily minimum balance is maintained.

$10 Service Charge when above condition is not met during a statement cycle.

Let's Talk!

Disclosure Regarding Payment of Items

Schedule of Miscellaneous Fees and Charges

Determination of interest rate is at the bank's discretion. We may change the interest rate at any time. Contact us for interest rate information. Accounts that provide preprinted check products are pre-selected by the bank. Bank rules and regulations apply.

 

Personal Savings Accounts

 

Personal Savings

Crockett Money Market

Premier Money Market

Choice Money Market

 

Easy banking access that also includes Online and Mobile Banking with Bill Pay.

Boost your savings with this competitively priced tiered account.

Earn a premier rate on your money.

Earn a premier tiered rate on your money.

Minimum to Open

$100

$2,500

$100,000

$50,000

Minimum to earn Interest and avoid monthly service charge1

$100

$2,500

$100,000

$50,000

Interest2

Accrued Daily, compounded and credited quarterly

Accrued Daily, compounded and credited monthly

Accrued Daily, compounded and credited monthly

Accrued Daily, compounded and credited monthly

Statements with Images

Yes, Quarterly

Yes, Monthly

Yes, Monthly

Yes, Monthly

Monthly Pricing3

$5 Service charge if the average balance falls below $100.

$1 charge for each debit over 3 per statement cycle

 

$10 charge for going over 6 per statement cycle

$10 Service charge if the average balance falls below $2,500.

 

$10 charge for going over 6 per statement cycle

$10 Service charge if the average balance falls below $100,000.

 

$10 charge for going over 6 per statement cycle

$10 Service charge if the average balance falls below $50,000.

 

$10 charge for going over 6 per statement cycle

Let's Talk!Stop In

 

1 If the balance on an interest-bearing account falls below the required minimum balance, interest will not be paid for those days.

2 Contact us for interest rate information

3 Federal regulations limit transfers to another account or to third parties by pre-authorized, automatic, or telephone transfer to six per statement cycle with unlimited transfers if done in person with a bank teller or at an ATM. Please refer to selected account category for further debit restrictions and/or charges.

Please refer to the account disclosure (available at branch locations) for further restrictions, fees, and charges.

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